Facing foreclosure or a looming short sale?

Get a Short Sale Plan That Protects Your Dignity and Your Credit

ShortSalesRUs helps distressed homeowners and real estate agents navigate complex short sales—so you can avoid foreclosure, reduce stress, and move forward faster.

  • Free, no-pressure consultation within 24 hours
  • Specialized in bank negotiations and short sale approvals
  • Support for both homeowners and licensed real estate agents

Fill out the request form for your free Short Sale consultation.

Prefer to email? Reach out at [email protected]

Or Call Now 1-888-888-8888

No upfront fees. We only get paid when your short sale successfully closes.

Request Your Free Short Sale Consultation

Tell us about your situation and get a clear action plan.

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100% confidential. We never contact your lender without your permission.

Trusted by distressed homeowners and real estate professionals across the U.S.

Real Estate Board Partner
Short Sale Network
Certified Distressed Property Experts
National Realtor Association

If you are a homeowner

Behind on payments and afraid of losing everything?

When you are months behind on your mortgage—or facing bankruptcy—every call from an unknown number feels like another blow. The fear of foreclosure, credit damage, and starting over can feel paralyzing.

  • You are more than 60 days late on payments
  • You have received default or foreclosure notices
  • You owe more than the home is worth
  • You are considering bankruptcy to stop the bleeding

A properly structured short sale can help you exit the property with far less damage to your credit and your peace of mind than a foreclosure.

If you are a real estate agent

Short sales can be profitable—if you have the right partner.

Banks, loss mitigation departments, endless paperwork—short sales can eat your time and kill your deals. We handle the negotiations and lender communication so you can focus on listings and buyers.

  • Faster bank responses and approvals
  • We coordinate paperwork and financial packages
  • Keep more deals alive that would have fallen through
  • Protect your reputation by serving distressed clients well

Bring us in early and we will help you structure the file for maximum approval odds and a smoother closing.

Our process

Short sale support from first call to closing

Whether you are a homeowner or an agent, we plug into your situation and guide every step so nothing falls through the cracks.

Step 1

Free, Private Consultation

We review your mortgage, hardship, property value, and timelines to confirm if a short sale is your best path.

Step 2

Package & negotiate

We build the short sale package, submit to your lender, and handle back-and-forth communication and counter offers.

Step 3

Close & move forward

We support you and your agent through closing, making sure conditions are met and you understand the impact on your credit and next steps.

Two paths, one goal: a clean exit from a bad mortgage.

ShortSalesRUs is built for both distressed homeowners and the agents who serve them. Wherever you are in the process, we step in as your short sale specialist to increase approvals and reduce stress.

Average lender response time: 30–45 days once we submit a complete package.

Success metric we care about most: how quickly you can move on with your life or your next deal.

For homeowners

Avoid foreclosure and protect your future

  • Understand every option before you commit
  • Work directly with a short sale specialist, not a call center
  • Minimize credit damage compared to foreclosure
  • Coordinate with your agent or connect you with one if needed

For real estate agents

Turn distressed leads into closed deals

  • Dedicated short sale negotiation on your files
  • Status updates you can confidently share with clients
  • Support for multiple lien holders and complex situations
  • White-label experience that keeps you as the hero

Real stories

“We thought we were going to lose everything.”

Clients and agents partner with ShortSalesRUs when the stakes are high and there is no room for trial and error.

“We were three months behind, getting foreclosure notices, and had no idea where to start. ShortSalesRUs handled everything with our bank, and we were able to move into a rental without a foreclosure on our record.”

Maria & James · Homeowners
Phoenix, AZ

“They are my secret weapon for distressed listings. I stay in front of clients while ShortSalesRUs deals with loss mitigation. We have saved deals I was sure were dead.”

Daniel R. · Realtor®
Denver, CO

Closed 6 short sale transactions last year with our team.

“What I appreciated most was the clear communication. Every week I knew exactly where we stood with the bank and what documents were still needed.”

Stephanie W. · Homeowner
Orlando, FL

Short sale questions, answered.

Every lender and every situation is different. Here are answers to the questions we hear most from homeowners and agents.

Still unsure if a short sale is right for you?
Use the form below to request a free consultation and we will walk you through your options in plain language.

What is a short sale, in simple terms?

A short sale is when your lender agrees to accept less than the full amount you owe on your mortgage so you can sell the property. Instead of going through foreclosure, the bank allows the sale at a lower price and releases the lien so you can move on.

Will a short sale ruin my credit?

A short sale will impact your credit, but in most cases it is significantly less damaging than a foreclosure or bankruptcy alone. Many clients are able to qualify for another mortgage sooner after a short sale than they would after a foreclosure. During your consultation, we explain what to expect based on your situation.

How long does the short sale process take?

Timelines vary by lender, but once we have a complete package and a signed offer, many banks respond within 30–45 days. Complex files with multiple lien holders can take longer. Our job is to keep your file moving and communicate realistic expectations along the way.

Do I need a real estate agent to do a short sale?

Yes. Short sales are regular real estate transactions with an extra approval layer from the lender. If you already have an agent, we partner with them. If not, we can introduce you to a local agent who understands short sales in your market.

How do you work with real estate agents?

Agents continue to handle pricing, marketing, showings, and contracts. We step in behind the scenes to organize the short sale package, communicate with the lender, and push for approval. Our role is to help you look great to your clients while protecting your time and income.

Ask your question confidentially

Send us a quick note and we will reply by phone or email—whatever you prefer.

We will never share your information with third parties.

Free consultation

Get a clear short sale game plan in your next 30 minutes.

Share a few details and we will schedule a confidential call to review your options. No pressure. No judgment. Just expert guidance from people who do this every day.

  • Available for homeowners and licensed agents
  • Typical response time: under 24 hours on business days
  • No upfront cost and no obligation to move forward

Prefer To Email? Reach out at [email protected]

Or Call Now 1-888-888-8888

Book your free short sale consultation

Let us know if you are a homeowner or an agent and the best way to reach you.

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ShortSalesRUs is not a law firm. We do not provide legal or tax advice. Please consult with an attorney or tax professional about your specific situation.